When you’re buying a new home and are anxious to get moved in, a title search seems like a big hassle.

Why is it so important? Well, every home has some kind of history. Even brand-new homes could have a problem with their title if the developer made some kind of mistake in the past or the land wasn’t properly transferred before the home was built.

Here are some of the most common mistakes that turn up in title searches:

  • Mistakes in the record: Something as simple as a clerk’s typo can put a cloud on your title. The error could have happened before you were even born.
  • Hidden liens: Banks and other creditors can attach a property with a lien without much notice. If a former owner didn’t pay a bill, you could wind up saddled with their debt.
  • Unenforceable deeds: Maybe a former owner forged a spouse’s signature, or the deed was executed by someone who couldn’t legally do so, like a minor or an elderly person with dementia. If so, there could be big trouble down the line for you.
  • Unexpected easements: You may not realize that the government has the right-of-way through a property’s back field unless the deed is carefully examined. An easement on your property diminishes its value and can keep you from doing as you please with what you own.
  • Boundary disputes: If there are conflicting surveys of the property on record, you could end up in a serious boundary dispute with a neighbor.

A comprehensive title search is the best way to prevent future problems with your dream home. Find out more about the process. Your attorney can provide a wealth of information.